What is multi-factor authentication (MFA)?

Multi-factor authentication (MFA) requires a second proof of identity on top of your password — a code from an app, a tap on your phone, a hardware key — so that a stolen password alone is not enough to get in. It is the single highest-value security control a small business can switch on, and it is one of the ASD Essential Eight:

  • Why it matters so much — most small-business break-ins start with a reused or phished password, and MFA defeats that attack even when the password is already in the wrong hands.
  • Turn it on first for the accounts that would hurt most to lose — email, banking, your domain registrar, and any admin login to your website.
  • Prefer an authenticator app or hardware key over SMS codes, which can be intercepted.
  • Backed by official guidancethe ACSC’s small business guidance lists MFA among its top recommendations.

If you do one security thing this week, switch on MFA for your email and your domain registrar — those two protect everything else.